Credit cards are offered by banks without Credit bureau
The amount of the limit depends on the creditworthiness of the applicant, which is assessed on the basis of, inter alia, the Credit bureau score. The credit cards are offered by banks without Credit bureau only if it is prepaid cards with no credit limit. The credit card without Credit bureau can also be applied for by persons with negative Credit bureau entries. Visa Mastercard American Express compare now! Because credit is generally not possible in Germany without Credit bureau, the credit card without Credit bureau is based on the credit principle.
Credit bureau information does not lead to a credit business
In principle, no credit is granted by a bank in the Federal Republic if the creditworthiness is negative or burdened. The basis for this is the Credit bureau information, which is prepared from the credit information collected by the citizens and their associated institutions. In other words, a paid Credit bureau information does not lead to a credit business.
Therefore, credit institutions have to secure themselves against a corresponding default risk and the various credit bureaus in Germany – above all the Credit bureau Group – provide the valuation basis for this purpose. But this is where innovative creators, especially in the net, start offering credit, which often appears as a last resort for many people with matching Credit bureau problems – credit without Credit bureau!
Credit bureau-free loan ” width=”616″ height=”346″ />
Wherever people are in need of help, there are always dubious offers. A relatively new, but apparently very lucrative, Credit bureau-free loan is currently circulating in the immeasurable dimensions of the Internet and has already worried many consumer protection organizations. Advertising slogans such as “instant loans up to 6499 USD, 100% award even for negative Credit bureau, unemployed or low earners” address low-wage customers and creata-burdened loans on relevant websites.
The best option for the aforementioned customer potential at first sight has a small but very serious problem: The supposedly best offer without Credit bureau is connected with another financing offer, namely the order for a “MasterCard Gold”. But anyone who thinks that this card is a worthwhile plus, is on the wrong track of an interpretation, and that is quite conscious.
Credit without Credit bureau in connection with a card
Credit without Credit bureau in connection with a card = often a marketing trick! For one, this master card is a prepaid “credit card” that does not need to be charged with credit before it is used. On the other hand, the receipt of the up to 6499 credit when purchasing the prepaid credit card is under no circumstances guaranteed.
The operators of such alleged “loans without Credit bureau” offers are primarily interested in getting the 49.90 for this credit card and not necessarily arranging a loan. The one with the order for the lending to different credit brokers or credit institutes is passed on if necessary, decides however in the end whether a credit can be assigned or not!